# Documents for EMT, CAPM and Merton

- Notes on Rational Expectations
- Rational Expectations Examples
- EMT scans
- EMT Powerpoint
- How to Spot a Market Bubble
- Diversification and the Arbitrage Pricing Theory
- Notes on the Capital Asset Pricing Model
- Finding the Risk Premium
- Finding Investor’s Surplus
- Retirement Saving Handout
- The Logic of Consumption Smoothing: “Factors That Make a Difference for Financial Well-Being During Retirement”
- Risk-Free Rates and Market Risk Premiums in 41 Countries, Based on a Survey
- The Merton Model of Optimal Consumption
- Finding the Optimal Infinite-Horizon Propensity to Consume
- Finding the Optimal Level of Consumption with a Finite Horizon